Stellar is a platform that aims to facilitate fast, affordable, and secure cross-asset transfers of value. It's built on a base layer that uses Lumens, the native asset of the Stellar network, as a bridge between any two currencies.

Stellar

The Monero blockchain is a distributed ledger that records all transactions in a permanent way. It's built on top of the Cryptonote protocol, which is a cryptocurrency protocol that isn't immutable. The Monero blockchain can be accessed with the command line tool monero-wallet-cli. Monero uses the proof-of-work (PoW) mining algorithm to hash transactions into blocks, which are then added to the Monero blockchain. PoW uses computer resources (also known as hashrate) to solve mathematical problems, which makes it costly to attack a network.

	Stellar	Monero
Created by	Jed McCaleb	Riccardo Spagni
Native token	XLM	XMR
Consensus algorithm	PoS	PoW
Hashing algorithm	SCP	randomx
Supports EVM	No	No
TPS	200	1700
Block time (secs)	5	120
Layer	1	1
Supports smart contracts	Yes	No
Average transaction fee	$8.5e-9	$0.001
Staking rewards (APR)	1%	%

Stellar vs. Monero

Overview

Table of Contents

Comparison

Is Stellar faster than Monero?

Is Stellar cheaper than Monero?