Side-by-side reference

Cardano vs Monero

A practical, data-led overview of how these two networks differ in architecture, throughput, and execution.

  • Cardano · ADA
  • Monero · XMR
  • Reference snapshot · July 2026

Quick comparison

Pick the metric that matters to you

Monero lists the higher published transaction capacity.
Cardano250 TPS
Monero1,700 TPSHigher reference value

This is a directional comparison of the reference data below, not investment or performance advice.

Reference table

The numbers at a glance

Values are useful for orientation; they do not measure live network performance.

MetricCardanoMonero
LayerL1L1
Native tokenADAXMR
Published max TPS2501,700
Block time20s120s
Average transaction fee$0.18$0.001
ConsensusOuroboros PoSPoW
ExecutionOther VMLimited
Smart contractsYesNo
Staking rewards5%

Architecture and execution

Cardano is listed as a Layer 1 network and uses a non-EVM execution environment. Monero is listed as a Layer 1 network and does not list smart-contract support.

Their consensus entries also differ: Cardano lists Ouroboros PoS, while Monero lists PoW. That distinction describes how each network is designed; it is not a standalone quality score.

Capacity and confirmation cadence

Monero lists the higher published capacity: 1,700 TPS.

Cardano lists the shorter block time: 20s.

Published capacity and block-time figures are useful reference points, but they are not equivalent to observed throughput, finality, or application-specific performance. Evaluate the workload, settlement requirements, and tooling before drawing a conclusion.

Costs and participation

Monero lists the lower reference fee: $0.001.

Cardano lists a 5% staking-reward rate in this reference dataset. Monero has no staking-reward rate in this reference dataset.

Fees and reward rates can change with network conditions and policy. Treat the entries here as a comparable snapshot, not as live pricing or a return forecast.

How to assess the trade-off

  • Start with execution compatibility: Both networks share the same EVM compatibility status.
  • Then compare the reference values that matter to the application: capacity, block time, and transaction fee.
  • Finally, review each network’s documentation, security model, ecosystem, and current operating conditions before deploying capital or production software.

FAQ

Common questions

Which network has the higher published TPS?

Monero lists the higher published capacity: 1,700 TPS.

Which network has the lower reference fee?

Monero has the lower reference fee in this dataset.