Side-by-side reference

Stellar vs Cardano

A practical, data-led overview of how these two networks differ in architecture, throughput, and execution.

  • Stellar · XLM
  • Cardano · ADA
  • Reference snapshot · July 2026

Quick comparison

Pick the metric that matters to you

Cardano lists the higher published transaction capacity.
Stellar200 TPS
Cardano250 TPSHigher reference value

This is a directional comparison of the reference data below, not investment or performance advice.

Reference table

The numbers at a glance

Values are useful for orientation; they do not measure live network performance.

MetricStellarCardano
LayerL1L1
Native tokenXLMADA
Published max TPS200250
Block time5s20s
Average transaction fee$0.00$0.18
ConsensusSCPOuroboros PoS
ExecutionOther VMOther VM
Smart contractsYesYes
Staking rewards5%

Architecture and execution

Stellar is listed as a Layer 1 network and uses a non-EVM execution environment. Cardano is listed as a Layer 1 network and uses a non-EVM execution environment.

Their consensus entries also differ: Stellar lists SCP, while Cardano lists Ouroboros PoS. That distinction describes how each network is designed; it is not a standalone quality score.

Capacity and confirmation cadence

Cardano lists the higher published capacity: 250 TPS.

Stellar lists the shorter block time: 5s.

Published capacity and block-time figures are useful reference points, but they are not equivalent to observed throughput, finality, or application-specific performance. Evaluate the workload, settlement requirements, and tooling before drawing a conclusion.

Costs and participation

Stellar lists the lower reference fee: $0.00.

Stellar has no staking-reward rate in this reference dataset. Cardano lists a 5% staking-reward rate in this reference dataset.

Fees and reward rates can change with network conditions and policy. Treat the entries here as a comparable snapshot, not as live pricing or a return forecast.

How to assess the trade-off

  • Start with execution compatibility: Both networks share the same EVM compatibility status.
  • Then compare the reference values that matter to the application: capacity, block time, and transaction fee.
  • Finally, review each network’s documentation, security model, ecosystem, and current operating conditions before deploying capital or production software.

FAQ

Common questions

Which network has the higher published TPS?

Cardano lists the higher published capacity: 250 TPS.

Which network has the lower reference fee?

Stellar has the lower reference fee in this dataset.